Terms of service
Welcome to Finance Asset Management by Filianov's (the "Company") terms of service! By using our services, you agree to the following terms and conditions:
1. Introduction
These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website and services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you must not use our services.
2. Definitions
"Client": Any individual or entity that uses the services provided by the Company.
"Services": The asset management and investment advisory services provided by the Company.
"Website": The Company’s website located at www.fambf.com.
3. Eligibility
By using our services, you represent and warrant that:
You are at least 18 years of age or the legal age of majority in your jurisdiction.
You have the legal authority to enter into a binding agreement.
You agree to comply with all applicable laws and regulations.
4. Services Provided
The Company offers asset management and investment advisory services. The specifics of these services, including fees, will be outlined in a separate investment agreement. The Company reserves the right to modify or discontinue any service at any time without prior notice.
5. Investment Risk
Investments are inherently risky and can result in the loss of capital. The Client acknowledges that the Company does not guarantee any specific outcomes or returns on investments. The Client should consult with independent financial advisors to assess their risk tolerance before engaging the Company’s services.
6. Fees and Payments
The Client agrees to pay the fees associated with the services as outlined in the investment agreement. All fees are non-refundable and are payable in the currency specified in the agreement. The Company reserves the right to modify the fee structure with 30 days' notice to the Client.
7. Confidentiality and Data Protection
The Company is committed to protecting the privacy of its Clients. All personal information provided by the Client will be handled in accordance with Swiss data protection laws. The Client consents to the collection, use, and disclosure of their information as described in our Privacy Policy.
8. Reporting and Communication
The Company will provide the Client with regular reports, including performance summaries and account statements, on a quarterly basis. Communication between the Client and the Company will be conducted via email or through secure portals as agreed upon.
9. Termination
Either party may terminate the investment agreement at any time by providing written notice. Upon termination, the Company will settle all outstanding transactions and provide the Client with a final statement. Any fees due at the time of termination will be payable by the Client.
10. Limitation of Liability
To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to the use of our services. The Company’s total liability to the Client for any claim arising under these Terms shall not exceed the fees paid by the Client in the preceding 12 months.
11. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of Switzerland. Any disputes arising out of or in connection with these Terms shall be resolved through negotiation. If negotiations fail, the dispute shall be submitted to the exclusive jurisdiction of the courts of Switzerland.
12. Amendments
The Company reserves the right to amend these Terms at any time. Any changes will be effective upon posting on the Website. Clients are encouraged to review these Terms regularly. Continued use of the services constitutes acceptance of the amended Terms.
13. Miscellaneous
Entire Agreement: These Terms constitute the entire agreement between the Client and the Company regarding the use of services.
Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
No Waiver: The Company’s failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
14. Contact Information
For any questions or concerns regarding these Terms, please contact us at:
Finance Asset Management by Filianov
Lugano, Switzerland
[email protected]
+380988788781
Risk Disclosure Agreement
1. Introduction
This Risk Disclosure Agreement (“Agreement”) is made between [Investor's Name] (“Investor”) and Finance Asset Management by Filianov, an investment company registered in Switzerland, under the leadership and personal responsibility of Filianov P. (“Fund Manager”). This Agreement aims to inform the Investor about the various risks associated with investing in the Fund.
2. Investment Objectives
The Fund focuses on investments in the following areas:
Stocks and bonds of highly developed economies of the world – 54%
Digital assets – 10%
Investments in people – 36%.
3. Acknowledgement of Risks
The Investor acknowledges that investing in the Fund involves various risks, including but not limited to:
3.1 Market Risk
The value of investments can fluctuate due to market conditions. There is no guarantee that the invested capital will be preserved, and the Investor may experience a loss.
3.2 Interest Rate Risk
Fluctuations in interest rates can affect the value of investments, particularly bonds and other fixed-income securities.
3.3 Currency Risk
Investments in foreign assets involve exposure to currency fluctuations, which can affect the value of the investments.
3.4 Digital Asset Risk
Investments in digital assets are highly volatile and subject to significant price swings. Regulatory changes and technological issues can also impact their value.
3.5 Credit Risk
The Fund may invest in securities of issuers with varying credit ratings. Lower-rated securities carry a higher risk of default.
3.6 Liquidity Risk
Some investments may not be easily convertible into cash without a significant loss in value. The Investor should be aware of the potential for illiquid markets.
3.7 Regulatory Risk
Changes in laws, regulations, and policies can affect the operations and profitability of the investments.
4. No Guarantee of Performance
The Fund Manager does not guarantee any specific returns on investments. Past performance is not indicative of future results.
5. Diversification and Risk Mitigation
The Fund aims to diversify investments across different asset classes to mitigate risks. However, diversification does not eliminate all risks.
6. Investor's Responsibility
The Investor is responsible for:
Assessing their own risk tolerance and investment goals.
Understanding the risks associated with the investments.
Seeking independent financial advice if necessary.
7. Fund Manager's Responsibility
The Fund Manager is responsible for:
Managing the Fund's assets in accordance with the stated investment objectives.
Providing regular updates and reports to the Investor.
8. Agreement to Terms
By signing this Agreement, the Investor acknowledges that they have read and understood the risks associated with investing in the Fund and agree to proceed with the investment.
9. Governing Law
This Agreement shall be governed by and construed in accordance with the laws of Switzerland.
10. Signatures
[Investor's Name]
Date: _______________
Pavlo Filianov
Date: 30.07.2024
Disclaimer Agreement
1. Introduction
This Disclaimer Agreement ("Agreement") is made between [Investor's Name] ("Investor") and Filianov Asset Management by Filianov, an investment company registered in Switzerland, under the leadership and personal responsibility of Filianov P. ("Fund Manager"). The purpose of this Agreement is to outline the limitations of liability and disclaimers associated with investing in the Fund.
2. Investment Risks
The Investor acknowledges and understands that investing in the Fund involves significant risks, including but not limited to market risk, interest rate risk, currency risk, digital asset risk, credit risk, liquidity risk, and regulatory risk. The Investor should be aware that there is no guarantee of returns and that the value of investments can fluctuate.
3. No Guarantee of Returns
The Fund Manager does not guarantee any specific returns on investments. Past performance is not indicative of future results. The Investor accepts that all investments are made at their own risk and that the Fund Manager is not responsible for any losses incurred.
4. Limitation of Liability
To the fullest extent permitted by Swiss law, the Fund Manager and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to the Investor's participation in the Fund, including but not limited to loss of profits, loss of use, loss of data, or other intangible losses, even if the Fund Manager has been advised of the possibility of such damages.
5. No Financial Advice
The information provided by the Fund Manager does not constitute financial, legal, tax, or other professional advice. The Investor should seek independent financial advice from a qualified professional before making any investment decisions.
6. Accuracy of Information
While the Fund Manager strives to provide accurate and up-to-date information, it does not warrant the accuracy, completeness, or reliability of any information provided to the Investor. The Investor agrees that any reliance on such information is at their own risk.
7. Changes to the Agreement
The Fund Manager reserves the right to modify this Agreement at any time. The Investor will be notified of any changes, and continued participation in the Fund constitutes acceptance of the updated terms.
8. Governing Law
This Agreement shall be governed by and construed in accordance with the laws of Switzerland. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of Switzerland.
9. Entire Agreement
This Agreement constitutes the entire agreement between the Investor and the Fund Manager regarding the subject matter herein and supersedes all prior agreements and understandings, whether written or oral, relating to such subject matter.
10. Signatures
[Investor's Name]
Date: _______________
Pavlo Filianov
Date: 30.07.2024